We build SubPilot — calm, private money tracking for Android.
nAIbator OÜ is a small product company. Our first app, SubPilot, keeps subscriptions, variable bills, and one-time payments in one clear place — and keeps your data on your device.
Subscriptions & bills
Recurring subscriptions, changing bills like electricity, and one-time charges in one structure.
Local-first
Your payment history stays on your device. No personal-finance backend.
Android, in testing
A real app in closed testing — not a coming-soon placeholder.
The product
See SubPilot before you ever install it.
Real screens from the app: a clear payment overview, one structure for every payment type, honest insight, and a timeline of what is coming next.
Home overview
A clear payment snapshot
The home screen makes the next charge, monthly totals, and upcoming payments visible without turning the product into a noisy finance dashboard.
Keeps subscriptions, bills, and one-time payments in one readable system.
Stays local-first and privacy-conscious instead of pretending to be a bank-like platform.
Handles real billing rhythm: day, month, year, or custom intervals such as every two months.
Uses reminders, analytics, tags, categories, trial tracking, custom icons, and multi-currency support as practical utility, not feature theatre.
Why local-first
Useful without harvesting your payment history.
SubPilot keeps core data on your device and only uses the network for practical utilities like icon loading and currency rates.
- Core payment data stays on-device rather than being pushed into a personal-finance backend.
- The app uses network access only for practical public utilities, not for storing a user's private payment history.
- This makes the product easier to position as calm, privacy-conscious utility instead of cloud-first financial theatre.
The company
A real company behind a real product.
nAIbator OÜ is a private limited company based in Tallinn, Estonia. It exists to design, build, and responsibly ship its own software — starting with SubPilot.
Contact
Talk to nAIbator.
Questions about the company or the product? Reach the team directly.
info@naibator.com — the main company inbox.